Question: I recently did an appraisal on a manufactured home(conventional loan). The exterior has vinyl siding. Needless to say, the HUD plate was no where to be found. The lender wants me to find it. I told them I would not remove the siding. If someone else does it, I would go back out there. Isn't there a web site that you can obtain the HUD plate information from? Just trying to save some time because, of course, they are blaming me. Thanks for the help.
Answer: You are correct
Quote:
Appendix D, Page 52 -- "Mark the appropriate box to indicate if the Data Plate is attached. If the Data Plate is missing and/or the appraiser is unable to locate it, the appraiser only needs to report this fact and is not required to secure the Data Plate information from another source." |
It is the lender's responsibility to secure the Data Plate information from another source.
Page url: http://www.georgiaappraiser.com/everythingappraisal/?hud_data_plate.htm