Loan Balance [2927]

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Janice has a $200,000 mortgage for 15 years at 7% interest.  She has paid on it for 10 years.  What is the current balance on the mortgage?  Use monthly tables.

 

Solution

Original Loan

$200,000

Given

Mortgage Constant

0.008988

From Column 6

Monthly Payment

$1,797.66

Loan x Mortgage Constant

PV of an Annuity

50.5020

From Column 5

Loan Balance

$90,785.24

Monthly Payment x PV of an Annuity from Column 5


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